First-Time Home Buyers’ Program in Fayetteville, NC
Welcome to Phillip Fehler Realtor NorthGroup, your trusted source for first-time home buyers’ programs in Fayetteville, NC. We understand that purchasing your first home can be an exciting, yet overwhelming experience. That’s why our real estate agency team is here to guide you through the process and help you take advantage of the various programs available in North Carolina specifically designed to assist first-time home buyers like you.
First Home Advantage Program: Helping You Achieve Homeownership
Our team is dedicated to providing exceptional service, and one of the ways we achieve this is by helping first-time home buyers access the First Home Advantage Program. This initiative is tailored to provide financial assistance to individuals or families who are purchasing their first home in North Carolina.
Down Payment Assistance
One of the biggest challenges for first-time home buyers is saving up for a down payment. Thankfully, the First Home Advantage Program can help by providing down payment assistance. Depending on your eligibility and the location of your new home, you may be eligible for up to 5% of the purchase price in the form of down payment assistance. Our experienced team will work closely with you to determine if you qualify for this program and guide you through the application process for home buying.
Mortgage Credit Certificates (MCCs)
As a first-time home buyer in Fayetteville, NC, you may also be eligible for Mortgage Credit Certificates (MCCs). MCCs are designed to help lower your overall mortgage costs by providing a federal income tax credit. This credit can be claimed each year that you occupy the home as your principal residence and have a mortgage. By reducing your tax liability, MCCs make homeownership more affordable and attractive for first-time buyers. Our knowledgeable team will provide detailed information about MCCs and assist you in applying for this valuable program.
NC Home Advantage Mortgage™
The NC Home Advantage Mortgage™ program is another valuable resource available to first-time home buyers in North Carolina. This program offers competitive interest rates and down payment assistance options to qualified buyers. By collaborating with our team, you can explore the various benefits of this program, such as low down payment requirements, flexible credit criteria, and even additional incentives for military veterans and active duty personnel.
Educational Resources and Homebuyer Workshops
We understand that navigating the world of real estate can be overwhelming, especially for first-time home buyers. That’s why we go beyond simply helping you access the available programs; we provide comprehensive educational resources and workshops to ensure you have the knowledge and confidence necessary to make informed decisions throughout the home-buying process. From understanding the basics of mortgages to learning about the local market trends, our team is here to equip you with the tools you need to succeed.
Contact Us Today to Get Started!
At Phillip Fehler Realtor NorthGroup, we’re committed to providing first-time home buyers in Fayetteville, NC, with the guidance and assistance they need to achieve their homeownership dreams. Whether you’re exploring down payment assistance options, considering a Mortgage Credit Certificate, or interested in the NC Home Advantage Mortgage™ program, our experienced team is here to help.
So don’t miss out on the opportunity to benefit from North Carolina’s first-time home buyers programs. Contact us today to schedule a consultation, and take the first step toward purchasing your dream home. Let us navigate the complexities of the programs on your behalf, allowing you to focus on what matters most – creating memories in your new home.